Home - Rental Car Insurance

1) Basic Insurance Cover: $0 per day (excess $4500)

  • All cars hired by Kiwi Car Rental include Basic Insurance for no extra charge. This insurance includes CDW (collision damage waiver), Third-Party Liability Protection Insurance, and Theft Waiver Insurance, subject to payment of an excess of $4500.
  • This means that in the unfortunate event that the rental vehicle is involved in an accident or damage, the hirer is liable for the associated excess value to cover any repair costs.

2) Standard Insurance Cover: $15 per day (Excess $3500)

  • This cover generally reduces the hirer’s financial risk but doesn’t eliminate it. If hirers purchase this standard insurance cover, it reduces the excess payment to $3500.
  • This insurance includes CDW (collision damage waiver), Third-Party Liability Protection Insurance, and Theft Waiver Insurance, subject to payment of an excess of $3500

What is Usually NOT Covered

  • No Roadside assistance
  • Tyres, windscreen, wing mirror, wheel cap damages
  • Interior damage
  • Lost keys or lockouts

3) Plus Insurance Cover: $25 per day (Excess $2500)

  • This insurance includes CDW (collision damage waiver), Third-Party Liability Protection Insurance, and Theft Waiver Insurance, subject to payment of an excess of $2500
  • Free Roadside assistance (No call out charges)

What’s Typically NOT Included

  • Tyres, windscreen, wing mirror, wheel cap damages
  • Interior damage
  • Lost keys or lockouts
  • Roadside Assistance-Towage costs associated with any damage.

4) Premium Comprehensive Protection Insurance Cover: $45 per day (Excess $0)

This insurance covers

  • Full Vehicle Damage Cover
    • Covers repair or replacement of the rental vehicle
    • Applies to accidents (at fault or not), subject to terms
  • Theft Protection
    • Covers loss of vehicle due to theft
    • Valid when rental conditions are followed
  • Tyres & Windscreen Cover damage
  • 24/7 roadside assistance

Important Note: Basic Insurance, Standard Insurance, Plus Insurance, and Premium Comprehensive Protection Insurance do not cover lost key replacement costs, roadside assistance costs, or towing costs related to any form of damage.

Breakdown/Roadside Assistance

If the hirer has a breakdown and needs roadside assistance, please contact 24×7 NZ roadside assistance at the phone number below:

Free phone: 0800 694 737, and give them the supplier’s name as Kiwi Car Rental

Get in touch with us now to discuss your car rental